🎓 Finance
Student Loan Calculator
Calculate your monthly payment, total interest, and compare repayment plans side by side.
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Monthly Payment
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Total Paid
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Total Interest
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Payoff Date
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Interest Saved (extra pmt)
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Repayment plan comparison
Standard (10 yr)
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15 years
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20 years
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Extended (25 yr)
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Standard vs. extended repayment
Standard 10-year plans minimize total interest paid. Extended plans lower monthly payments but cost significantly more over time. Income-driven repayment (IDR) plans like SAVE, PAYE, or IBR are not modeled here — contact your servicer for IDR estimates.